Clean the chart of accounts A lender will scan your chart of accounts to see whether income and expenses are categorized consistently. Consolidate duplicative accounts and remove stale codes that no …
Start with cash flow volatility mapping Owners with uneven cash flow need funding that matches revenue timing. Start by charting twelve months of inflows and outflows by week to see peaks and troughs. …
Understand the cost math Revenue based financing promises fast access to capital with payments tied to revenue. The headline multiple often looks simple: repay 1.2x or 1.3x the advance. Convert that …
Best SMB Banking
Get business checking & savings for free with no monthly limits.
Map cash conversion cycles Working capital is a timing exercise: how long cash leaves the business before it returns. Start by mapping the cash conversion cycle across each product line. Measure days …
Choosing the right business card mix Business credit cards do more than earn points. They extend float, segment expenses, and provide insurance coverage that protects your bottom line. When evaluating …
